Lucy.
The only benefit your team will actually use.
Lucy Capital SPV is a separately managed, wholly owned financing vehicle of Hey Lucy, Inc., structured as a senior-secured, payroll-backed receivables facility that acquires Lucy Pay receivables to generate predictable yield for investors.
To learn more about Lucy, visit heylucy.io
Lucy Capital SPV acquires Lucy Pay receivables — short-duration, consumer payment obligations originated through the Lucy platform — and packages them into a single, transparent vehicle designed to deliver predictable, risk-adjusted yield.
Each receivable is backed by verified consumer payment flows, providing a clear path to repayment and minimizing credit exposure. The SPV structure isolates these assets, offering investors direct economic interest without corporate balance-sheet risk.
Effective Date: February 2026
By accessing this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this site.
All content on this website is provided for general informational purposes only. Nothing on this site constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, investment product, or investment strategy. No advisory relationship is created by your use of this site.
Lucy Capital SPV, LLC does not offer or sell securities through this website or the Internet. Any offering of securities, if made, will be conducted solely through definitive offering documents delivered to qualified investors in compliance with applicable federal and state securities laws.
The information presented does not constitute investment, legal, tax, or accounting advice. You should consult your own professional advisors before making any investment decision.
This site may contain forward-looking statements that involve risks and uncertainties. Actual results may differ materially from those anticipated. Past performance is not indicative of future results.
All content, design, and trademarks on this site are the property of Lucy Capital SPV, LLC or its affiliates. You may not reproduce, distribute, or create derivative works without prior written consent.
Lucy Capital SPV, LLC makes no warranties regarding the accuracy, completeness, or reliability of any information on this site. To the fullest extent permitted by law, Lucy Capital SPV, LLC disclaims all liability for any loss or damage arising from your use of or reliance on this website.
These terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.
We may update these Terms & Conditions at any time. Continued use of the site following changes constitutes acceptance of the revised terms.
Effective Date: February 2026
Lucy Capital SPV, LLC respects your privacy. This Privacy Policy describes how we collect, use, and protect information when you visit lucycapitalspv.com.
We may collect the following information when you voluntarily submit it through our contact form:
We may also automatically collect non-personal technical data such as browser type, device type, and pages visited through standard web analytics.
Information you provide is used solely to:
We do not sell, rent, or trade your personal information to third parties. We may share information with affiliates of Hey Lucy, Inc. or with service providers who assist in operating this website, subject to appropriate confidentiality obligations.
We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the Internet is completely secure, and we cannot guarantee absolute security.
This site may use cookies or similar technologies to improve your browsing experience and analyze site traffic. You may disable cookies through your browser settings.
This site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.
You may request access to, correction of, or deletion of your personal information by contacting us. We will respond to such requests in accordance with applicable law.
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
For privacy-related questions, please reach out through our contact form or email us at the address provided in our offering materials.